Welcome to Hove
Financial Advice
Many people have a clear sense of their long-term goals and a general idea of their progress. We focus on recommending suitable investments and tracking progress over time.
Retirement
Retirement is one area where people have a clear picture of where they want to be. That journey and destination is part of their tapestry of circumstances, aspirations, health and accumulated preparation and assets.
Risk management is a personal responsibility shaped by your circumstances, goals, resources, and awareness. We can support your journey—start by creating your own checklist.
There are new threats, such as IHT on pension assets, changes to Business Property and Agricultural Property Reliefs – although there are still so many net advantages to look at for profitable businesses, (or ones with accumulated reserves) and directors.
Estate planning is a complex but essential area, best considered as part of a wider financial strategy. With changing rules and evolving family needs, it requires regular review and ongoing advice. Ultimately, it represents the most significant and lasting test of any long-term plan.
We provide independent investment and protection advice for fees and commission respectively.
“If you don’t know where you are going, you will probably end up somewhere else.”
Lawrence J. Peter
Our Approach
We don’t, generally, get involved in transactional business but use a full advice process where the first stage is to understand the client’s circumstances and goals. Other stages involve a sequence such as – look at the existing financial position, planning, research of potential products and solutions which align, implementation and regular reviews to confirm that the solution recommended still remains suitable.